Boat & Yacht Insurance Explained: What’s Actually Covered?

Confused about what your boat or yacht insurance actually covers? In this video we break down the essentials—so you know where you’re protected and where you might need add-ons. What we cover: Accidents & collisions: Hitting another boat, a dock, or submerged objects On-water towing & assistance: When breakdowns happen away from shore Liability coverage: Injuries or property damage you cause to others International waters: Boating outside the USA (e.g., Bahamas or Mexico) Liveaboard & long trips: Continuous coverage for extended cruising Whether you run a center console, cruiser, or live aboard full-time, this helps you navigate the fine print and ask smarter questions before your next policy renewal. If you found this helpful, check out NauticEd’s training to boost your confidence on the water and reduce risk. #boatinsurance #boating #liveaboard #cruising #bahamas #boattips