Avtalspension är pengar din arbetsgivare lägger undan åt dig varje månad. Man kan säga att det är din absolut viktigaste löneförmån. De flesta arbetsgivare sätter av 4.5% extra beräknat på din lön. Det innebär att om du har 35000 kr i månaden i lön så sätter arbetsgivaren in ca 1575 kr/mån till din tjänstepension. Det blir mycket pengar i längden. Och om din arbetsplats inte erbjuder avtalspension. Då behöver du antingen lägga undan extra pengar själv eller fundera på om det finns jobb där ute som behandlar din framtid lite bättre.

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Bavaria 42 Cruiser (2006) to J&J design. A spacious and capable cruiser, GRP hull & structure specified with a longer keel 7’2 she is capable of pointing to windward with ease. Teak decks and cockpit. Accom in 3 double cabins and 2 heads, leather upholstery in the saloon. 2 holding tanks ,2 fresh water tanks. Quick calorifier installed 2025. Standing rigging replaced in 2019 and custom spray hood gives helms person full standing. Lewmar windlass with 100m x 8mm Lewmar galvanised steel chain and 25kg Rocna anchor both new 2025. Volvo D2-40 engine with circa 2300hrs, folding 3 blade Flex-Fold prop, hull, saildrive and propellor antifoulded 2026. Vetus bowthruster. Raymarine E80 chartplotter and ST6000 auto-pilot, Ocean Signal ATB1 Class B+ AIS transponder (2024), 4 lifejackets, 2 Paddle boards, 2 electric scooters. Very well maintained since new and immediately available. Privately owned by her third owners, a medical professional and an Engineer, never chartered. Last insurance survey 2023. Euros €89,750 VAT not paid https://www.williamsandsmithells.com/boats/bavaria-42-cruiser-2/

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Whether its your littlest pirates or your elder seafarers joining you, that childish spirit will be set free once you hit the waves! #EscapeWithConfidence #WhitsundayEscape

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