Avtalspension är pengar din arbetsgivare lägger undan åt dig varje månad. Man kan säga att det är din absolut viktigaste löneförmån. De flesta arbetsgivare sätter av 4.5% extra beräknat på din lön. Det innebär att om du har 35000 kr i månaden i lön så sätter arbetsgivaren in ca 1575 kr/mån till din tjänstepension. Det blir mycket pengar i längden. Och om din arbetsplats inte erbjuder avtalspension. Då behöver du antingen lägga undan extra pengar själv eller fundera på om det finns jobb där ute som behandlar din framtid lite bättre.

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Members are watching this NEW video today at Off Center Harbor… Reknowned for its biannual Wooden Boat Festival, Douarnenez is also a quintessentially French coastal town. From wooden boats to kouign amann, Roger Barnes, a British ex-pat and sailor, gives us a tour of his Douarnenez, the wooden boat capital of France and his newfound home. See the full extended version of this video at Off Center Harbor: https://www.offcenterharbor.com/videos/roger-barnes-tour-douarnenez-france-fetes-maritimes-de-douarnenez-wooden-boat-festival/ GET MORE EXCEPTIONAL BOAT VIDEOS HERE: Off Center Harbor is the world's leading video website for high-quality instructional boating videos — with masterclasses on how to build, maintain, and repair boats. The crew of Off Center Harbor also travels the world bringing you aboard hundreds of the best classic boats across the planet.

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Watch the thrilling Top Mark Rounding video from the competitive sailing event, featuring the J109 yacht in action on Strangford Lough. This sailing channel video showcases the best of IRC racing, with the J109 yacht navigating through the challenging waters of Strangford Lough, home to the Strangford Lough Yacht Club. The skilled sailors on board the J109 demonstrate expert mark rounding sailing techniques, making this a must-watch for sailing enthusiasts. The Frosties Regatta is one of the most anticipated events on the sailing calendar, and this video captures the excitement of yacht racing on Strangford Lough. With its sleek design, the J109 is a popular choice for yacht racing, and this video highlights its performance in a competitive sailing environment. Whether you're a seasoned skipper or a novice sailor, this video is sure to provide valuable insights into the world of sailing and yacht racing. The Mat 1010 and other bottom up boats can be seen in action, showcasing their speed and agility on the water. This yacht race video is a great resource for anyone interested in sailing, yacht racing and the IRC racing scene, So sit back and enjoy the sailing action from the beautiful Strangford Lough. The team at bottom up boats hope you are enjoying our short clips from the 2025 racing season.

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