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Avtalspension är pengar din arbetsgivare lägger undan åt dig varje månad. Man kan säga att det är din absolut viktigaste löneförmån. De flesta arbetsgivare sätter av 4.5% extra beräknat på din lön. Det innebär att om du har 35000 kr i månaden i lön så sätter arbetsgivaren in ca 1575 kr/mån till din tjänstepension. Det blir mycket pengar i längden. Och om din arbetsplats inte erbjuder avtalspension. Då behöver du antingen lägga undan extra pengar själv eller fundera på om det finns jobb där ute som behandlar din framtid lite bättre.
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Preloved jeans were used to sew this Japanese style noragi jacket.
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Swimming alongside whale sharks — the ocean’s gentle giants — is one of those moments that stays with you. We know where they gather, when they feed, and how to approach with care. With our crew and local guides, every encounter is respectful, safe, and rooted in understanding. Because this isn’t about ticking a box. It’s about being fully present — sharing the water with one of the ocean’s most extraordinary creatures, on their terms. Ready to dive in? 🌊 Sail with us — explore more than you imagined. Link in bio. #WhaleSharks #SwimWithWhaleSharks #OceanEncounter #MarineLife #SnorkelingIndonesia #OceanAdventure #WildlifeExperience #ExploreIndonesia #UnderwaterWorld #SeaTrek Begin your incredible adventure with SeaTrek right here: 🗺 Schedule | https://www.seatrekbali.com/schedule/ ⛵️ Website | https://www.seatrekbali.com 📚 SeaTrekker Magazine | https://www.seatrekbali.com/seatrekker-magazine/ 📧 Contact Us | info@seatrekbali.com 𝗪𝐞'𝐫𝐞 𝐚𝐜𝐭𝐢𝐯𝐞 𝐨𝐧 𝐨𝐭𝐡𝐞𝐫 𝐬𝐨𝐜𝐢𝐚𝐥 𝐦𝐞𝐝𝐢𝐚 𝐩𝐥𝐚𝐭𝐟𝐨𝐫𝐦𝐬 𝐭𝐨𝐨! 𝘐𝘯𝘴𝘵𝘢𝘨𝘳𝘢𝘮: https://www.instagram.com/seatreksail... 𝘍𝘢𝘤𝘦𝘣𝘰𝘰𝘬: https://www.facebook.com/Seatrekbali Visit our website: www.seatrekbali.com
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"Unravel the enigma of Brian Shaffer's disappearance as we navigate through a night that holds no trace of his exit from a bar. Join the search for answers in this perplexing mystery that has baffled investigators for years." #MissingMystery #UnsolvedCase #shorts
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