2020 Beneteau Oceanis 46.1 | WHARF RAT - ICW Mast, Shoal Keel, Fully Cruise-Ready

Step aboard WHARF RAT, a heavily optioned 2020 Beneteau Oceanis 46.1 with hull lines by Pascal Conq of Finot-Conq and deck and interior by Nauta Design, lying at Port Annapolis Marina in Annapolis, Maryland. She is a deliberately specified East Coast boat. Her owner ordered the factory ICW-height US Spars furling mast and the shoal-draft cast iron keel together — 63' 6" of air draft against 66' 8" for the standard rig, and 5' 9" of draft — a combination that lets her run the Intracoastal Waterway under the 65-foot bridge standard and work the thin water of the Chesapeake, where most 47-footers must go outside for the trip south. She has been privately owned since new and never chartered. What sets her apart is everything added since delivery for self-sufficiency. A Spectra Newport 400C watermaker, a Victron MultiPlus inverter with Cerbo GX and nine new batteries from Fall 2024, Starlink and an IridiumGO!, 36,000 BTU of three-zone air conditioning on a Cummins Onan generator, a Viking eight-person liferaft, a Para-Tech drogue and a Fortress storm anchor mean she can leave the dock and stay gone. The working sail inventory furls — a North Sails in-mast mainsail and 107% jib, and a Quantum Code 0 on an electric Profurl — with a Quantum asymmetric spinnaker and an unused Elvstrom storm jib covering both ends of the range. All four Harken winches are two-speed electric, so two people handle her comfortably. Below, the factory three-cabin, two-head layout is finished in Alpi mahogany with Ultraleather cushions. Nauta traded the traditional chart table for daylight and volume, and the interior feels a full size larger than her hull length suggests. The owner's stateroom takes the full beam forward with an island queen berth and separate head and shower compartments; twin guest cabins with double berths tuck beneath the cockpit aft. The upgraded Yanmar 4JH80 — 80 hp against the 57 hp standard engine — sits on a saildrive turning a Flexofold folding propeller, showing 816 hours with the 1,000-hour service completed in Summer 2025. Twin B&G Zeus³ displays, one at each helm, run a full Coastal and Offshore electronics package with NAC-3 autopilot, radar added Fall 2025, AIS and wireless wind. For a buyer who wants to leave for the Bahamas or live aboard without a project list first, she is the best-prepared 46.1 you are likely to find. For more information or to schedule a private showing, contact Erik Haaland with David Walters Yachts. Erik Haaland David Walters Yachts Mobile: 410-279-3027 Office: 954-527-0664 Email: erik@davidwaltersyachts.com Listing Page: https://www.davidwaltersyachts.com/for-sale/10281880?hsLang=en HIGHLIGHTS ⛵ Factory ICW-height US Spars furling mast - 63' 6" air draft 🧭 Shoal-draft cast iron keel - 5' 9" draft, 6,746 lb ballast ⚙️ Upgraded Yanmar 4JH80 diesel, 80 hp, saildrive - 816 hours 🕒 1,000-hour engine service completed Summer 2025 💧 Spectra Newport 400C watermaker ⛵ North Sails in-mast furling mainsail and 107% jib + a never used Elvstrom storm jib 🎈 Quantum Code 0 on electric Profurl, plus asymmetric spinnaker 💪 Four Harken two-speed electric self-tailing winches ⚡ Cummins Onan QD 7.5kW diesel generator ❄️ 36,000 BTU three-zone air conditioning, both heads air conditioned 🔌 NEW Victron MultiPlus inverter with Cerbo GX - Fall 2024 🔋 NEW 540 Ah house bank, nine batteries - Fall 2024 📡 Twin B&G Zeus³ 7" MFDs - Coastal and Offshore packs 🎯 B&G NAC-3 autopilot with WR10 wireless remote 📡 NEW Simrad radar - Fall 2025 📶 Starlink satellite internet and IridiumGO! communicator 🛏️ Three cabins, two heads in Alpi mahogany with Ultraleather 🚤 Highfield tender on davits - electric and gas outboards 🦺 Viking eight-person liferaft - recertified Fall 2024 ⚓ Delta 20 kg anchor, 105' chain, Quick windlass 🌊 Para-Tech drogue and Fortress aluminum storm anchor 🔧 Tunnel bow thruster with helm control 📍 Lying Annapolis, Maryland ABOUT DAVID WALTERS YACHTS David Walters Yachts has been helping clients buy and sell quality yachts since 1982. Our ethos is straightforward: knowledge, experience, and integrity. We operate as advisors first, with clear guidance, transparent communication, and a process that protects our clients from valuation and marketing through negotiation, survey strategy, escrow, logistics, and closing. With offices in Fort Lauderdale, Annapolis, and Sint Maarten, plus brokers positioned across key U.S. yachting markets, we combine global reach with boots-on-the-ground support that helps listings get seen and transactions stay on track. Backed by more than 400 combined years in the yachting industry, our team brings real depth across sailing and power, systems, construction, cruising, and ownership, and we stay accountable through every step until the deal is done. #Oceanis461 #WHARFRAT #DavidWaltersYachts #BeneteauYachts #BluewaterCruiser #ShoalDraftSailboat #YachtForSale #SailboatForSale #ICWCruising #AnnapolisYachts #CruisingYacht #ChesapeakeSailing #YachtBrokerage