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Pensionen som du får från staten och jobbet blir ungefär 75% av din månadslön. Räcker det för att du ska kunna leva de liv du vill som pensionär?Gör det inte det – då är det ett PRIVAT SPARANDE som gäller. Flera saker påverkar hur mycket du ska pensionsspara: - När du vill gå i pension - Hur mycket du tjänar idag - Om du jobbar heltid eller deltid - Om du har tjänstepension eller inte - Hur mycket du vill ha ut i månaden som pensionär LYCKA TILL med ditt sparande!
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🏝️ Introducing: Lazy Days = Local Love (with more to come as we wander) Not every day is a sail day, and that’s part of the adventure. This new playlist is for the land lovers and in-between moments: beach walks, forts, goats, tidal pools, and slow island drives. It’s how we spend our few lazy days off the boat, exploring places across the island of St. Martin. 💙 Sharing the island from our point of view. Booking & Website: https://lazysheetsailing.com/ Call or WhatsApp: +1 721 587 0558 Email: sailbruadarsxm@gmail.com Facebook: https://www.facebook.com/profile.php?id=61569358142083 Instagram: https://www.instagram.com/lazysheetsailingsxm/ #LazySheetSailing #LazySheetSailingSXM #SXM #StMaarten #StMartin #IslandDays #LocalLove #slowtravel #ExploreSXM #DayOffTheBoat #CaribbeanLife #PlaylistPreview
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Aboard Wanderlust… a 2018 Beneteau Oceanis 38.1.  With the true winds at 11 knots, Wanderlust was comfortable and fairly stable, doing 8 knots beating. I completely missed Vinny’s high five. 
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Anacapa in How Many Minutes? Ventura Sail #boat #sailing #shorts
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Make this shorter : I’m back in the U.S., but my heart still feels torn between two places. Leaving family in Manila was hard, and now that I’m finally home, my husband has to go straight back to work. We barely have time together, and just like that, I’m left alone again. It never gets easier, but love, no matter the distance or time apart, always brings me back to the people who matter most. #furmom #cavalierkingcharlesspaniel #cutedogs #dogs #dogstagram #furbaby #fyp #viral #viralreels #viralvideos
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