Pensionen som du får från staten och jobbet blir ungefär 75% av din månadslön. Räcker det för att du ska kunna leva de liv du vill som pensionär?Gör det inte det – då är det ett PRIVAT SPARANDE som gäller. Flera saker påverkar hur mycket du ska pensionsspara: - När du vill gå i pension - Hur mycket du tjänar idag - Om du jobbar heltid eller deltid - Om du har tjänstepension eller inte - Hur mycket du vill ha ut i månaden som pensionär LYCKA TILL med ditt sparande!

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#outremer #outremer5x #boating #sailingboat #catamaran #sailing

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#boatlife #sailing #selfreliance #alaskaliving #funnyshorts

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Here's a short clip from our latest video thats been uploaded and in this episode we set sail to visit the millionaires ……… no sorry billionaires Caribbean playground .... the island called St Barts...... we do some hiking a see some of the island ......and the third most dangerous airport for landing on..... Here's a link to the full episode https://youtu.be/-ff0x5HnPTc If you want to binge watch here is a link to our first season playlist 2023 https://www.youtube.com/playlist?list=PLTnjHpfUuECUAA8rwRSxxMvqq9EMx_MR8 and our 2024/25 season one is here, https://www.youtube.com/playlist?list=PLTnjHpfUuECW7zdkJqoO7suNGfxh8lHRc Hi All, Welcome to our channel, We are Andrew and Irene a middle aged (well not sure what age range that encompasses nowadays ) couple pursuing an adventure on the high seas. We sail on the good ship Saracen, a Beneteau Oceanis 473 from 2006. Out journey started in Scotland in early 2023 and our ultimate goal is to sail around the globe …..slowly. We make these videos mostly for family and friends and to create a record of our adventures for ourselves so that we can look back at them later in life, were not in it to make money (way to hard). Thanks for taking an interest and please remember to leave a like, comment and subscribe to our channel, as this helps push the algorithm as we strive to boost our viewers. We also write a blog which can be found here https://www.sailblogs.com/member/saracen/ Link to our noforeignland boat page https://www.noforeignland.com/boat/6490851356180480 Instagram http://www.instagram.com/andrew.campbell386 Equipment used DJI Action 4 DJI Pocket 3 DJI Mini 3 DJI Mini Mic DJI Mic 2 Canon R50V Davinci Resolve (free version) #SVSaracenstravels #sailinglife #sailing #yachts #sailingaroundtheworld #liveaboardlife #liveaboard #beneteau #oceanis473 #caribbean #yachting #sailingcouple #sailingcaribbean #cruiser #crusinglifestyle #retired #travellingcouple #wanderlust #explore

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En Méditerranée, les conditions peuvent changer vite : thermique l’après-midi, orages locaux, coups de vent imprévus… et une mauvaise lecture peut vite transformer une belle nav en galère 🌧️ Sur Windy, un des modèles les plus utiles pour affiner sa prévision en zone méditerranéenne, c’est ARÔME ! Pourquoi ? Parce qu’il est souvent plus précis sur les phénomènes locaux : brises thermiques, effets de relief, et variations fines du vent. Parfait quand tu navigues entre côtes et îles. Mais le vrai secret, c’est de comparer plusieurs modèles et de croiser avec la situation réelle sur l’eau. La météo en voilier, c’est une lecture + une expérience terrain. Dis-nous en commentaire si toi aussi tu utilises Windy en navigation ⛵️

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