Pensionen som du får från staten och jobbet blir ungefär 75% av din månadslön. Räcker det för att du ska kunna leva de liv du vill som pensionär? 👴👵 Gör det inte det – då är det ett PRIVAT SPARANDE som gäller 💰 Flera saker påverkar hur mycket du ska pensionsspara: 👉 När du vill gå i pension 👉 Hur mycket du tjänar idag 👉 Om du jobbar heltid eller deltid 👉 Om du har tjänstepension eller inte 👉 Hur mycket du vill ha ut i månaden som pensionär LYCKA TILL med ditt sparande!

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We sail 'Our Dreamtime' further north in Indonesia to Bojowe Harbour on the Sulawesi mainland. Here we race to anchor before a fierce monsoonal storm that strikes with big winds and driving rain. Did we make it? Let’s call it a draw. We have just begun our exploration of this, the world’s 11th largest island but already we have fallen in love with sailing this remote area populated by such warm, welcoming people. If you’d like access to our live-tracker to see where we are in real time, receive almost daily Sit Rep updates when we’re sailing via an exclusive crew Facebook Group, early, add free access to our episodes, free or heavily discounted downloads of all our e-books plus other exclusive benefits, you can become a member of our Dreamtime Sail Virtual Crew through either Ko-fi or Patreon. The funds help us offset the cost of upload data, music and editing software subscriptions, storage hard drives plus camera and audio equipment to improve the quality of our shows. Thank you so much crew. You’re the guys and girls who float our boat and keep us motivated. Ko-fi https://www.ko-fi.com/dreamtimesail (Note: Ko-Fi has become our preferred platform for support as they take no commission from Crew Member’s contributions) Patreon https://www.patreon.com/DreamtimeSail Our Books are available via Payhip HERE - https://tinyurl.com/2p89u5zp All music provided by Epidemic Sound. SOCIALS We’re on Facebook at https://www.facebook.com/DreamtimeSail Follow our Instagram at https://www.instagram.com/dreamtimesail/ We’ve been blogging since 2011. Check it out at https://www.dreamtimesail.blogspot.com You can find Karen's recipes and tips from Our Galley at https://dreamtimesail.blogspot.com/p/our-galley.html All music in this episode is by Epidemic Sound. #sailing #indonesia #travel

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Port Moselle, New Caledonia ⛵ Stunning Calm Water in the Pacific | Marina Views #shorts https://youtube.com/shorts/vxdOyxsMTR4 Port Moselle, New Caledonia – a picture-perfect marina in the heart of the Pacific Ocean! Experience the beauty of this peaceful harbor with perfectly calm water, boats gently floating, and tropical island vibes all around. Located in Nouméa, Port Moselle Marina is one of the most scenic spots in New Caledonia. Whether you love sailing, relaxing coastal views, or exploring the South Pacific – this is for you! Port Moselle New Caledonia, New Caledonia marina, calm water Pacific – a true hidden gem in the Pacific Islands. 🎵 Music used: Inspiration of the Wind – https://www.youtube.com/watch?v=w85gYnOrfrs 🌊 Enjoy the calm, beauty, and tropical charm of the Pacific. #shorts #newcaledonia #pacific #portmoselle #marinaview #calmwater #pacificislands #tropicalharbor #oceanlife #newcaledoniashorts

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Dicen que navegar a vela es lento, que aburre. la vela es de pijos. Nada que ver. Ven a tu Masterclass Sailing Txemacapitan y tendrás tu propia aventura de mar.

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