less than 100 a month to live aboard my handmade houseboat.... It is easy and nearly free to live on the water... if you know what you are doing.... take a look at season 2 of Another time another place to see houseboat life can be done cheaply.
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Scary moment when I was hit by a big Squall while delivering a catamaran in the Bahamas, winds in excess of 50 knots for 30 mins.